{"id":510,"date":"2025-11-19T03:42:29","date_gmt":"2025-11-19T03:42:29","guid":{"rendered":"https:\/\/blog.pilapk.com\/?p=510"},"modified":"2025-11-19T03:42:31","modified_gmt":"2025-11-19T03:42:31","slug":"%eb%b1%85%ed%81%ac-%ec%98%a4%eb%b8%8c-%ec%95%84%eb%a9%94%eb%a6%ac%ec%b9%b4-%ec%8b%a0%ec%9a%a9%ec%b9%b4%eb%93%9c%ec%97%90%ec%84%9c-%ed%99%95%ec%9d%b8%ed%95%b4%ec%95%bc-%ed%95%a0-%ea%b8%b0%eb%8a%a5","status":"publish","type":"post","link":"https:\/\/blog.pilapk.com\/ko\/bank-of-america-credit-card-features-you-should-check\/510\/","title":{"rendered":"\ubc45\ud06c \uc624\ube0c \uc544\uba54\ub9ac\uce74 \uc2e0\uc6a9\uce74\ub4dc\uc5d0\uc11c \ud655\uc778\ud574\uc57c \ud560 \uc8fc\uc694 \uae30\ub2a5"},"content":{"rendered":"

\uc8fc\uc694 \uc740\ud589\uc758 \uc2e0\uc6a9\uce74\ub4dc\ub97c \uc0b4\ud3b4\ubcfc \ub54c, \uc628\uac16 \ub9c8\ucf00\ud305 \uc6a9\uc5b4\uc640 \ud654\ub824\ud55c \ud504\ub85c\ubaa8\uc158\uc5d0 \uc555\ub3c4\ub418\uae30 \uc27d\uc2b5\ub2c8\ub2e4. <\/p>\n\n\n\n

\ud558\uc9c0\ub9cc \ubc45\ud06c \uc624\ube0c \uc544\uba54\ub9ac\uce74 \uc2e0\uc6a9\uce74\ub4dc\ub97c \uace0\ub824\ud558\uace0 \uc788\ub2e4\uba74, \uc77c\uc0c1\uc0dd\ud65c\uc5d0\uc11c \uc2e4\uc81c\ub85c \uc911\uc694\ud55c \uba87 \uac00\uc9c0 \uae30\ub2a5\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uad11\uace0\uc5d0\uc11c \ud754\ud788 \ubcfc \uc218 \uc788\ub294 \ub208\uc5d0 \ub744\ub294 \ud61c\ud0dd\uacfc\ub294 \ub2e4\ub978 \uc911\uc694\ud55c \uc694\uc18c\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n

\uac01 \uce74\ub4dc\uc758 \ucc28\uc774\uc810\uc744 \uc774\ud574\ud558\uba74 \ud61c\ud0dd\uc744 \uadf9\ub300\ud654\ud558\uace0 \ubd88\ud544\uc694\ud55c \uc218\uc218\ub8cc\ub97c \ud53c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc2e0\uc6a9 \ud68c\ubcf5\uc744 \uc6d0\ud558\ub4e0 \ud504\ub9ac\ubbf8\uc5c4 \uc5ec\ud589 \ud61c\ud0dd\uc744 \ucc3e\ub4e0, \ubc45\ud06c \uc624\ube0c \uc544\uba54\ub9ac\uce74\ub294 \ub9ce\uc740 \uce74\ub4dc \uc18c\uc9c0\uc790\ub4e4\uc774 \uc81c\ub300\ub85c \ud65c\uc6a9\ud558\uc9c0 \ubabb\ud558\ub294 \ucc28\ubcc4\ud654\ub41c \uc7a5\uc810\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc774\uc81c \uc2e4\uc81c\ub85c \uc5ec\ub7ec\ubd84\uc758 \uc9c0\uac11\uc5d0 \uc2e4\uc9c8\uc801\uc778 \ub3c4\uc6c0\uc774 \ub418\ub294 \uae30\ub2a5\ub4e4\uc744 \uc790\uc138\ud788 \uc0b4\ud3b4\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc120\ud638 \ubcf4\uc0c1 \ud504\ub85c\uadf8\ub7a8 \uc5f0\ub3d9<\/h2>\n\n\n\n

\ubc45\ud06c \uc624\ube0c \uc544\uba54\ub9ac\uce74 \uc2e0\uc6a9\uce74\ub4dc\uc758 \uac00\uc7a5 \ud65c\uc6a9\ub3c4\uac00 \ub0ae\uc740 \uae30\ub2a5 \uc911 \ud558\ub098\ub294 \ubc14\ub85c \ud504\ub9ac\ud37c\ub4dc \ub9ac\uc6cc\ub4dc \ud504\ub85c\uadf8\ub7a8\uc785\ub2c8\ub2e4. \ubc45\ud06c \uc624\ube0c \uc544\uba54\ub9ac\uce74 \ub610\ub294 \uba54\ub9b4 \ub9b0\uce58\uc5d0 \uc77c\uc815 \uae08\uc561 \uc774\uc0c1\uc758 \uc608\uae08 \ubc0f \ud22c\uc790 \uc794\uc561\uc744 \uc720\uc9c0\ud558\uba74 \uc2e0\uc6a9\uce74\ub4dc \ub9ac\uc6cc\ub4dc\ub97c \ud06c\uac8c \ub298\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub2e8\uc21c\ud788 \uc18c\ud3ed \uc99d\uac00\ud558\ub294 \uc815\ub3c4\uac00 \uc544\ub2d9\ub2c8\ub2e4.<\/p>\n\n\n\n

\ub4f1\uae09\uc5d0 \ub530\ub77c \uad6c\ub9e4\ud560 \ub54c\ub9c8\ub2e4 \ucd5c\ub300 75%\uc758 \ucd94\uac00 \ub9ac\uc6cc\ub4dc\ub97c \uc801\ub9bd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ud3c9\uc18c \uce74\ub4dc \uc0ac\uc6a9\uc561\uc774 1.5%\ub77c\uba74, \ucd5c\ub300 2.625%\uae4c\uc9c0 \uc801\ub9bd\ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uc0c1\ub2f9\ud55c \ucc28\uc774\uc774\uba70, \ud2b9\ud788 \ub9e4\ub2ec \uce74\ub4dc \uc0ac\uc6a9\uc561\uc774 \ub9ce\uc744\uc218\ub85d \ub354\uc6b1 \ud070 \ud61c\ud0dd\uc744 \ub204\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\ub9de\ucda4\ud615 \uce90\uc2dc\ubc31 \uce74\ud14c\uace0\ub9ac<\/h2>\n\n\n\n

\ubc45\ud06c \uc624\ube0c \uc544\uba54\ub9ac\uce74 \ucee4\uc2a4\ud130\ub9c8\uc774\uc9d5\ub4dc \uce90\uc2dc \ub9ac\uc6cc\ub4dc \uce74\ub4dc\ub294 \ub9e4\ub2ec \ubcf4\ub108\uc2a4 \uc801\ub9bd \uce74\ud14c\uace0\ub9ac\ub97c \uc9c1\uc811 \uc120\ud0dd\ud560 \uc218 \uc788\ub3c4\ub85d \ud574\uc90d\ub2c8\ub2e4. \ubbf8\ub9ac \uc815\ud574\uc9c4 \uc18c\ube44 \uc601\uc5ed\uc5d0 \ubb36\uc5ec \uc788\ub294 \uace0\uc815 \uce74\ud14c\uace0\ub9ac \uce74\ub4dc\uc640 \ub2ec\ub9ac, \uc774\ub7ec\ud55c \uc720\uc5f0\uc131\uc744 \ud1b5\ud574 \uc2e4\uc81c \uc18c\ube44 \ud328\ud134\uc5d0 \ub9de\ucdb0 \uc870\uc815\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ud55c \ub2ec\uc740 \uc8fc\uc720\ub97c \uc120\ud0dd\ud558\uace0 \ub2e4\uc74c \ub2ec\uc740 \uc628\ub77c\uc778 \uc1fc\ud551\uc744 \uc120\ud0dd\ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc774 \uae30\ub2a5\uc740 \uacc4\uc808\uc5d0 \ub530\ub77c \ud2b9\ud788 \uc720\uc6a9\ud574\uc9d1\ub2c8\ub2e4. \ud734\uac00\ucca0\uc5d0\ub294 \uc628\ub77c\uc778 \uc1fc\ud551\uc73c\ub85c \uc804\ud658\ud560 \uc218 \uc788\uace0, \uc5ec\ub984\uc5d0\ub294 \uc8fc\uc720\ub098 \uc5ec\ud589\uc5d0 \uc6b0\uc120\uc21c\uc704\ub97c \ub458 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc120\ud0dd\ud55c \uce74\ud14c\uace0\ub9ac\uc5d0\uc11c 3% \uce90\uc2dc\ubc31\uc744 \uc801\ub9bd\ud558\uace0, \uc2dd\ub8cc\ud488\uc810\uacfc \ub3c4\ub9e4\uc810\uc5d0\uc11c 2%\ub97c \ucd94\uac00\ub85c \uc801\ub9bd\ubc1b\uc744 \uc218 \uc788\uc73c\ubbc0\ub85c, \uc218\uc775\uc744 \uadf9\ub300\ud654\ud560 \uc218 \uc788\ub3c4\ub85d \uc2a4\uc2a4\ub85c \uad00\ub9ac\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc0ac\uae30 \ucc45\uc784 \ubcf4\ud638<\/h2>\n\n\n\n

\ub9ce\uc740 \uc2e0\uc6a9\uce74\ub4dc\uac00 \uc0ac\uae30 \ubc29\uc9c0 \uae30\ub2a5\uc744 \uc81c\uacf5\ud558\uc9c0\ub9cc, \ubc45\ud06c \uc624\ube0c \uc544\uba54\ub9ac\uce74\uc758 \ubb34\ucc45\uc784 \ubcf4\uc99d\uc740 \ud3ec\uad04\uc801\uc774\uace0 \uac04\ud3b8\ud569\ub2c8\ub2e4. \uc2b9\uc778\ub418\uc9c0 \uc54a\uc740 \uccad\uad6c \ub0b4\uc5ed\uc774 \uacc4\uc88c\uc5d0 \ub098\ud0c0\ub098\ub354\ub77c\ub3c4 \uc989\uc2dc \uc2e0\uace0\ud558\uba74 \ud574\ub2f9 \uae08\uc561\uc5d0 \ub300\ud55c \ucc45\uc784\uc744 \uc9c0\uc9c0 \uc54a\uc544\ub3c4 \ub429\ub2c8\ub2e4. \uc774 \uc740\ud589\uc758 \uc0ac\uae30 \ud0d0\uc9c0 \uc2dc\uc2a4\ud15c\uc740 \ub9e4\uc6b0 \uc815\uad50\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc774\ub4e4\uc740 \ucca8\ub2e8 \ubaa8\ub2c8\ud130\ub9c1 \uc2dc\uc2a4\ud15c\uc744 \uc0ac\uc6a9\ud558\uc5ec \ubb38\uc81c\uac00 \uc2ec\uac01\ud574\uc9c0\uae30 \uc804\uc5d0 \uc758\uc2ec\uc2a4\ub7ec\uc6b4 \ud65c\ub3d9\uc744 \uac10\uc9c0\ud569\ub2c8\ub2e4. \ube44\uc815\uc0c1\uc801\uc778 \uac70\ub798\uac00 \ubc1c\uc0dd\ud558\uba74 \uba87 \ubd84 \uc548\uc5d0 \uc54c\ub9bc\uc744 \ubc1b\uac8c \ub418\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc2e4\uc2dc\uac04 \ubcf4\ud638 \uae30\ub2a5 \ub355\ubd84\uc5d0 \uc628\ub77c\uc778 \uc1fc\ud551\uc744 \ud558\uac70\ub098 \ud574\uc678\uc5ec\ud589\uc744 \ud560 \ub54c\uc5d0\ub3c4 \uc548\uc2ec\ud558\uace0 \uacc4\uc815\uc744 \uad00\ub9ac\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\ub514\uc9c0\ud138 \uc9c0\uac11 \ud638\ud658\uc131 \ubc0f \ubcf4\uc548<\/h2>\n\n\n\n

\ubc45\ud06c \uc624\ube0c \uc544\uba54\ub9ac\uce74 \uc2e0\uc6a9\uce74\ub4dc\ub294 \uc560\ud50c \ud398\uc774, \uad6c\uae00 \ud398\uc774, \uc0bc\uc131 \ud398\uc774 \ub4f1 \uc8fc\uc694 \ub514\uc9c0\ud138 \uc9c0\uac11\uacfc \uc644\ubcbd\ud558\uac8c \uc5f0\ub3d9\ub429\ub2c8\ub2e4. \ub2e8\uc21c\ud55c \ud638\ud658\uc131\uc744 \ub118\uc5b4, \ubaa8\ubc14\uc77c \uac70\ub798\ub97c \uc704\ud574 \ud2b9\ubcc4\ud788 \uac15\ud654\ub41c \ubcf4\uc548 \uae30\ub2a5\uc744 \ud0d1\uc7ac\ud588\uc2b5\ub2c8\ub2e4. \ubaa8\ub4e0 \uac70\ub798\ub294 \ud1a0\ud070\ud654 \uae30\uc220\uc744 \uc0ac\uc6a9\ud558\uc5ec \uc2e4\uc81c \uce74\ub4dc \ubc88\ud638\ub97c \ubcf4\ud638\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

\ud734\ub300\ud3f0\uc73c\ub85c \uacb0\uc81c\ud560 \ub54c, \ud310\ub9e4\uc790\ub294 \uc2e4\uc81c \uc2e0\uc6a9\uce74\ub4dc \uc815\ubcf4\ub97c \ubcfc \uc218 \uc5c6\uc2b5\ub2c8\ub2e4. \ub300\uc2e0, \uac00\ub85c\ucc44\ub354\ub77c\ub3c4 \uc0ac\uc6a9\ud560 \uc218 \uc5c6\ub294 \uace0\uc720\ud55c \uc554\ud638\ud654 \ucf54\ub4dc\ub97c \ubc1b\uac8c \ub429\ub2c8\ub2e4. \ub530\ub77c\uc11c \ubaa8\ubc14\uc77c \uacb0\uc81c\ub294 \ud2b9\ud788 \ub370\uc774\ud130 \uc720\ucd9c \uc0ac\uace0\uac00 \ube48\ubc88\ud574\uc9c0\uace0 \uc788\ub294 \uc18c\ub9e4\uc810\uc5d0\uc11c \uc2e4\ubb3c \uce74\ub4dc\ub97c \uc0ac\uc6a9\ud558\ub294 \uac83\ubcf4\ub2e4 \ub354 \uc548\uc804\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

FICO \uc810\uc218 \ubb34\ub8cc \uc870\ud68c<\/h2>\n\n\n\n

\ubc45\ud06c \uc624\ube0c \uc544\uba54\ub9ac\uce74\ub294 \uc628\ub77c\uc778 \ubc45\ud0b9\uc774\ub098 \ubaa8\ubc14\uc77c \uc571\uc744 \ud1b5\ud574 \ubb34\ub8cc\ub85c FICO \uc810\uc218\ub97c \ud655\uc778\ud560 \uc218 \uc788\ub3c4\ub85d \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc774\ub294 \ub2e8\uc21c\ud55c \uc2e0\uc6a9 \uc810\uc218 \ucd94\uc815\uce58\ub098 \ucc38\uace0\uc6a9 \uc810\uc218\uac00 \uc544\ub2d9\ub2c8\ub2e4. \ud2b8\ub79c\uc2a4\uc720\ub2c8\uc628(TransUnion) \ub370\uc774\ud130\ub97c \uae30\ubc18\uc73c\ub85c \uc0b0\ucd9c\ub41c \uc2e4\uc81c FICO \uc810\uc218(FICO Score 8)\uc774\uba70, \ub9ce\uc740 \uae08\uc735\uae30\uad00\uc5d0\uc11c \uc2e0\uc6a9 \uc2ec\uc0ac \uc2dc \uc0ac\uc6a9\ud558\ub294 \ubc14\ub85c \uadf8 \uc810\uc218\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc2e0\uc6a9 \uc810\uc218\uc5d0 \uc544\ubb34\ub7f0 \uc601\ud5a5 \uc5c6\uc774 \uc6d0\ud558\ub294 \ub9cc\ud07c \uc790\uc8fc \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c \uc2dc\uac04 \uacbd\uacfc\uc5d0 \ub530\ub978 \ubcc0\ud654\ub97c \ucd94\uc801\ud558\uc5ec \uc2e0\uc6a9 \uad00\ub9ac \uacb0\uc815\uc774 \uc810\uc218\uc5d0 \uc5b4\ub5a4 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294\uc9c0 \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc790\uc2e0\uc758 \uc2e0\uc6a9 \uc0c1\ud0dc\ub97c \uc774\ud574\ud558\uba74 \ub354 \ub098\uc740 \uc7ac\uc815\uc801 \uacb0\uc815\uc744 \ub0b4\ub9ac\uace0 \uc2e0\uc6a9 \ubcf4\uace0\uc11c\uc758 \uc7a0\uc7ac\uc801\uc778 \uc624\ub958\ub97c \uc2e0\uc18d\ud558\uac8c \ubc1c\uacac\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc5f0\ud68c\ube44 \uc5c6\uc774 \uc5ec\ud589 \ud61c\ud0dd \uc81c\uacf5<\/h2>\n\n\n\n

\ubc45\ud06c \uc624\ube0c \uc544\uba54\ub9ac\uce74\uc758 \uc5ec\ub7ec \uc2e0\uc6a9\uce74\ub4dc\ub294 \uc5f0\ud68c\ube44 \uc5c6\uc774 \uc5ec\ud589\uc790 \ubcf4\ud5d8 \ud61c\ud0dd\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc5ec\uae30\uc5d0\ub294 \uc5ec\ud589 \ucde8\uc18c \ubc0f \uc911\ub2e8 \ubcf4\ud5d8, \uc218\ud558\ubb3c \uc9c0\uc5f0 \ubcf4\ud5d8, \uc5ec\ud589\uc790 \uc0ac\uace0 \ubcf4\ud5d8 \ub4f1\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud61c\ud0dd\uc744 \ud1b5\ud574 \uc5ec\ud589 \uc911 \ubb38\uc81c\uac00 \ubc1c\uc0dd\ud560 \uacbd\uc6b0 \uc218\ubc31 \ub2ec\ub7ec\uc758 \ube44\uc6a9\uc744 \uc808\uc57d\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc5f0\ud68c\ube44\uac00 \uc5c6\ub294 \uce74\ub4dc\uc784\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \ubcf4\uc7a5 \ud55c\ub3c4\uac00 \uc0c1\ub2f9\ud788 \ub192\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \uce74\uc6b4\ud130\uc5d0\uc11c \uc81c\uacf5\ud558\ub294 \ub80c\ud130\uce74 \ubcf4\ud5d8 \uac00\uc785\uc744 \uac70\ubd80\ud558\uace0 \ubc45\ud06c \uc624\ube0c \uc544\uba54\ub9ac\uce74 \uce74\ub4dc\ub85c \uacb0\uc81c\ud558\uba74 \ub80c\ud130\uce74 \ubcf4\ud5d8 \ud61c\ud0dd\ub3c4 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ubcf4\uc7a5 \ub0b4\uc6a9\uc740 \uc5f0\ud68c\ube44\uac00 \ub192\uc740 \uce74\ub4dc\uc5d0\uc11c\ub098 \ubcfc \uc218 \uc788\ub294 \uc218\uc900\uc5d0 \ubc84\uae08\uac00\ubbc0\ub85c, \uc608\uc0b0\uc774 \ud55c\uc815\ub41c \uc5ec\ud589\uac1d\uc5d0\uac8c \ub9e4\uc6b0 \ud6cc\ub96d\ud55c \uc120\ud0dd\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n

\uac00\uaca9 \ubcf4\ud638 \ubc0f \uad6c\ub9e4 \uc548\uc804<\/h2>\n\n\n\n

\ubc45\ud06c \uc624\ube0c \uc544\uba54\ub9ac\uce74 \uc2e0\uc6a9\uce74\ub4dc\ub85c \uc0c1\ud488\uc744 \uad6c\ub9e4\ud558\uc2dc\uba74 \uc790\ub3d9\uc73c\ub85c \uac00\uaca9 \ubcf4\ud638 \ubc0f \uad6c\ub9e4 \uc548\uc804 \ud61c\ud0dd\uc744 \ubc1b\uc73c\uc2e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uad6c\ub9e4\ud558\uc2e0 \uc0c1\ud488\uc774 \uad6c\ub9e4 \ud6c4 90\uc77c \uc774\ub0b4\uc5d0 \ud30c\uc190\ub418\uac70\ub098 \ub3c4\ub09c\ub2f9\ud55c \uacbd\uc6b0, \uc190\uc2e4\uc5d0 \ub300\ud55c \ubcf4\uc0c1\uc744 \ubc1b\uc73c\uc2e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uac00\uaca9 \ubcf4\ud638 \ud61c\ud0dd\uc740 \uad6c\ub9e4 \ud6c4 60\uc77c \uc774\ub0b4\uc5d0 \ub354 \uc800\ub834\ud55c \uac00\uaca9\uc73c\ub85c \uc0c1\ud488\uc744 \ubc1c\uacac\ud558\uc2e0 \uacbd\uc6b0, \ucc28\uc561\uc744 \ud658\ubd88\ud574 \ub4dc\ub9ac\ub294 \uac83\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc774\ub7ec\ud55c \uae30\ub2a5\uc740 \ubcf8\uc9c8\uc801\uc73c\ub85c \ubc18\ud488 \uae30\uac04\uc744 \uc5f0\uc7a5\ud558\uace0 \uad6c\ub9e4 \ud6c4 \ud6c4\ud68c\ub85c\ubd80\ud130 \ubcf4\ud638\ud574 \uc90d\ub2c8\ub2e4. \ub610\ud55c \uc804\uc790\uc81c\ud488\uc774\ub098 \uac00\uc804\uc81c\ud488\uacfc \uac19\uc740 \uace0\uac00 \uc81c\ud488 \uad6c\ub9e4 \uc2dc \uc548\uc804\ub9dd \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4. \ubb3c\ub860 \ud074\ub808\uc784\uc744 \uc81c\uae30\ud558\uace0 \uad00\ub828 \uc11c\ub958\ub97c \uc81c\ucd9c\ud574\uc57c \ud558\uc9c0\ub9cc, \uace0\uac00 \uc81c\ud488 \uad6c\ub9e4 \uc2dc \uc774\ub7ec\ud55c \uc548\uc2ec \uae30\ub2a5\uc740 \ub9e4\uc6b0 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc628\ub77c\uc778 \ubc0f \ubaa8\ubc14\uc77c \ubc45\ud0b9 \ub3c4\uad6c<\/h2>\n\n\n\n

\ubc45\ud06c \uc624\ube0c \uc544\uba54\ub9ac\uce74 \ubaa8\ubc14\uc77c \uc571\uc740 \uc740\ud589 \uc5c5\uacc4\uc5d0\uc11c \uafb8\uc900\ud788 \ucd5c\uace0\uc758 \uc571 \uc911 \ud558\ub098\ub85c \uc190\uaf3d\ud799\ub2c8\ub2e4. \uc989\uc2dc \uac70\ub798 \uc54c\ub9bc, \uc9c0\ucd9c \ub0b4\uc5ed \ubd84\ub958, \uc608\uc0b0 \uad00\ub9ac \ub4f1 \ub2e4\uc591\ud55c \uae30\ub2a5\uc744 \ud1b5\ud574 \uc2a4\ub9c8\ud2b8\ud3f0\uc5d0\uc11c \uc2e0\uc6a9\uce74\ub4dc\ub97c \uc644\ubcbd\ud558\uac8c \uad00\ub9ac\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc571\uc744 \uc774\uc6a9\ud558\uba74 \uac04\ud3b8\ud558\uac8c \uccad\uad6c\uc11c\ub97c \ub0a9\ubd80\ud558\uace0, \ub9ac\uc6cc\ub4dc\ub97c \uc0ac\uc6a9\ud558\uace0, \uccad\uad6c \uae08\uc561\uc5d0 \uc774\uc758\ub97c \uc81c\uae30\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\uac00\uc0c1 \ube44\uc11c \uc5d0\ub9ac\uce74\ub294 \uc5f0\uc911\ubb34\ud734 24\uc2dc\uac04 \uc5b8\uc81c\ub4e0 \uc9c8\ubb38\uc5d0 \ub2f5\ubcc0\ud558\uace0 \uacc4\uc815 \uad00\ub9ac\ub97c \ub3c4\uc640\uc90d\ub2c8\ub2e4. \ud2b9\uc815 \uc720\ud615\uc758 \uac70\ub798\ub098 \uc2e0\uc6a9 \ud55c\ub3c4\uc5d0 \uac00\uae4c\uc6cc\uc9c8 \ub54c \ub9de\ucda4 \uc54c\ub9bc\uc744 \uc124\uc815\ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ub514\uc9c0\ud138 \ub3c4\uad6c\ub97c \ud1b5\ud574 \uc2e0\uc6a9\uce74\ub4dc \uc0ac\uc6a9 \ub0b4\uc5ed\uc744 \uc644\ubcbd\ud558\uac8c \uad00\ub9ac\ud558\uace0 \uc190\uc27d\uac8c \uc7ac\uc815 \uc0c1\ud669\uc744 \ud30c\uc545\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc800\uae08\ub9ac\ub85c \uc774\uc6a9 \uac00\ub2a5\ud55c \uc794\uc561 \uc774\uccb4 \uc635\uc158<\/h2>\n\n\n\n

\ub2e4\ub978 \uce74\ub4dc\uc5d0 \uace0\uae08\ub9ac \ubd80\ucc44\uac00 \uc788\ub294 \uacbd\uc6b0, \ubc45\ud06c \uc624\ube0c \uc544\uba54\ub9ac\uce74\ub294 \uacbd\uc7c1\ub825 \uc788\ub294 \uc794\uc561 \uc774\uccb4 \ud504\ub85c\ubaa8\uc158\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \ub9ce\uc740 \uce74\ub4dc\uc5d0\uc11c \uc794\uc561 \uc774\uccb4 \uc2dc 15~21\uac1c\uc6d4 \ub3d9\uc548 0.%\uc758 \uc6b0\ub300 \uae08\ub9ac\ub97c \uc801\uc6a9\ud569\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \ucd94\uac00 \uc774\uc790 \ubd80\ub2f4 \uc5c6\uc774 \ubd80\ucc44\ub97c \uc0c1\ud658\ud560 \uc218 \uc788\ub294 \uc5ec\uc720\ub97c \ud655\ubcf4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc794\uc561 \uc774\uccb4 \uc218\uc218\ub8cc\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \uc774\uccb4 \uae08\uc561\uc758 3%\uc774\uba70, \uc774\ub294 \uc5c5\uacc4 \ud45c\uc900\uc785\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc0c1\ud658 \uacc4\ud68d\uc774 \ud0c4\ud0c4\ud558\ub2e4\uba74 \uc5f0\uc7a5\ub41c \ud504\ub85c\ubaa8\uc158 \uae30\uac04 \ub355\ubd84\uc5d0 \ucda9\ubd84\ud788 \uac00\uce58\uac00 \uc788\uc2b5\ub2c8\ub2e4. \ud504\ub85c\ubaa8\uc158 \uae08\ub9ac\ub97c \uc720\uc9c0\ud558\ub824\uba74 \ucd5c\uc18c \ub0a9\uc785\uae08\uc744 \uc81c\ub54c \ub0a9\ubd80\ud558\ub294 \uac83\uc774 \ub9e4\uc6b0 \uc911\uc694\ud558\ub2e4\ub294 \uc810\uc744 \uae30\uc5b5\ud558\uc138\uc694.<\/p>\n\n\n\n

\uc2e0\uc6a9 \ud55c\ub3c4 \uc99d\uc561 \uc635\uc158<\/h2>\n\n\n\n

\ubc45\ud06c \uc624\ube0c \uc544\uba54\ub9ac\uce74\ub294 \uc2e0\uc6a9\uce74\ub4dc \ud55c\ub3c4 \uc99d\uc561 \uc694\uccad \uc808\ucc28\ub97c \ube44\uad50\uc801 \uac04\ud3b8\ud558\uac8c \ub9cc\ub4e4\uc5b4\uc90d\ub2c8\ub2e4. \uce74\ub4dc\ub97c \uba87 \ub2ec \ub3d9\uc548 \uc0ac\uc6a9\ud558\uace0 \ucc45\uc784\uac10 \uc788\ub294 \uc0ac\uc6a9 \ub0b4\uc5ed\uc744 \ubcf4\uc5ec\uc900 \ud6c4\uc5d0\ub294 \uc628\ub77c\uc778 \uacc4\uc815\uc744 \ud1b5\ud574 \uc99d\uc561\uc744 \uc694\uccad\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub300\ubd80\ubd84\uc758 \uacbd\uc6b0, \uc2e0\uc6a9 \uc870\ud68c \uc5c6\uc774 \uc989\uc2dc \uc2b9\uc778 \uc5ec\ubd80\ub97c \uc54c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc2e0\uc6a9 \ud55c\ub3c4\uac00 \ub192\uc544\uc9c0\uba74 \uc2e0\uc6a9 \uc810\uc218\uc5d0 \ud070 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \uc2e0\uc6a9 \ud65c\uc6a9\ub960\uc774 \uac1c\uc120\ub429\ub2c8\ub2e4. \ub610\ud55c, \ube44\uc0c1 \uc0c1\ud669\uc774\ub098 \ud070 \uaddc\ubaa8\uc758 \uacc4\ud68d\ub41c \uc9c0\ucd9c\uc5d0 \ud544\uc694\ud55c \uad6c\ub9e4\ub825\uc744 \ud655\ubcf4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc740\ud589\uc740 \uc2e0\uc6a9 \ud55c\ub3c4 \uc99d\uc561 \uc694\uccad\uc744 \uc2ec\uc0ac\ud560 \ub54c \uc18c\ub4dd, \uc0c1\ud658 \uc774\ub825, \uc804\ubc18\uc801\uc778 \uc2e0\uc6a9 \ud504\ub85c\ud544\uc744 \ud3c9\uac00\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

\ubcf4\uc0c1 \uc0ac\uc6a9\uc758 \uc720\uc5f0\uc131<\/h2>\n\n\n\n

\ubc45\ud06c \uc624\ube0c \uc544\uba54\ub9ac\uce74 \ub9ac\uc6cc\ub4dc \ud3ec\uc778\ud2b8 \uc0ac\uc6a9 \ubc29\ubc95\uc740 \ub2e4\uc591\ud558\uace0 \ud3b8\ub9ac\ud569\ub2c8\ub2e4. \ud604\uae08\ucc98\ub7fc \uc778\ucd9c\ud558\uc5ec \uacc4\uc88c \uba85\uc138\uc11c \ud06c\ub808\ub527\uc73c\ub85c \ubc1b\uac70\ub098, \ub2f9\uc88c \uc608\uae08 \ub610\ub294 \uc800\ucd95 \uc608\uae08 \uacc4\uc88c\ub85c \uc9c1\uc811 \uc785\uae08\ubc1b\uac70\ub098, \uc790\ud0dd\uc73c\ub85c \uc218\ud45c\ub97c \uc6b0\ud3b8\uc73c\ub85c \ubc1b\uc744 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uacc4\uc88c \uba85\uc138\uc11c \ud06c\ub808\ub527\uc73c\ub85c \uc778\ucd9c\ud560 \uacbd\uc6b0 \ucd5c\uc18c \uc0ac\uc6a9 \uae08\uc561 \uc81c\ud55c\uc774 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc801\ub9bd\ub41c \ub9ac\uc6cc\ub4dc\ub294 \ucc38\uc5ec \uc790\uc120 \ub2e8\uccb4\uc5d0 \uae30\ubd80\ud558\uac70\ub098 \ud574\ub2f9 \ud3ec\ud138\uc744 \ud1b5\ud574 \uc5ec\ud589 \uc608\uc57d\uc5d0 \uc0ac\uc6a9\ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uc571\uc774\ub098 \uc6f9\uc0ac\uc774\ud2b8\ub97c \ud1b5\ud574 \uac04\ud3b8\ud558\uac8c \ub9ac\uc6cc\ub4dc\ub97c \uc0ac\uc6a9\ud560 \uc218 \uc788\uc73c\uba70, \uacc4\uc815\uc774 \ud65c\uc131\ud654\ub418\uc5b4 \uc788\uace0 \uc815\uc0c1\uc801\uc778 \uc0c1\ud0dc\ub97c \uc720\uc9c0\ud558\ub294 \ud55c \ub9ac\uc6cc\ub4dc\ub294 \ub9cc\ub8cc\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc720\uc5f0\uc131\uc744 \ud1b5\ud574 \ub9ac\uc6cc\ub4dc\uc758 \uac00\uce58\ub97c \uc628\uc804\ud788 \uc720\uc9c0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\uce74\ub4dc \ubcf4\uc548 \uae30\ub2a5 \ubc0f \uc81c\uc5b4<\/h2>\n\n\n\n

\ubaa8\ubc14\uc77c \uc571\uc744 \ud1b5\ud574 \uc2e0\uc6a9\uce74\ub4dc\ub97c \ubd84\uc2e4\ud588\uc744 \uacbd\uc6b0 \uc989\uc2dc \uc7a0\uae08 \ub610\ub294 \uc7a0\uae08 \ud574\uc81c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \uce74\ub4dc\ub97c \uc644\uc804\ud788 \ucde8\uc18c\ud558\uc9c0 \uc54a\uace0\ub3c4 \uce74\ub4dc\ub97c \ucc3e\ub294 \ub3d9\uc548 \ubb34\ub2e8 \uc0ac\uc6a9\uc744 \ubc29\uc9c0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c \ud2b9\uc815 \uae08\uc561 \uc774\uc0c1 \ub610\ub294 \ud2b9\uc815 \uac00\ub9f9\uc810 \uce74\ud14c\uace0\ub9ac\uc5d0\uc11c \uad6c\ub9e4\ub97c \uac70\ubd80\ud558\ub294 \uac70\ub798 \uc81c\uc5b4 \uae30\ub2a5\uc744 \uc124\uc815\ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc774\ub7ec\ud55c \ubcf4\uc548 \uc81c\uc5b4 \uae30\ub2a5\uc744 \ud1b5\ud574 \ud544\uc694\uc5d0 \ub9de\uac8c \uce74\ub4dc \uae30\ub2a5\uc744 \ub9de\ucda4 \uc124\uc815\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud734\uac00\ub97c \uac00\uc2dc\ub098\uc694? \ud544\uc694\ud560 \ub54c\uae4c\uc9c0 \uce74\ub4dc\ub97c \uc7a0\uac00 \ub450\uc138\uc694. \uc628\ub77c\uc778 \uc0ac\uae30\uac00 \uac71\uc815\ub418\uc2dc\ub098\uc694? \uc628\ub77c\uc778 \uac70\ub798\uc5d0 \ub300\ud55c \uc9c0\ucd9c \ud55c\ub3c4\ub97c \uc124\uc815\ud558\uc138\uc694. \uc774\ub7ec\ud55c \ub9de\ucda4\ud615 \uae30\ub2a5\uc744 \ud1b5\ud574 \uce74\ub4dc \ubcf4\uc548\uc744 \uc801\uadf9\uc801\uc73c\ub85c \uad00\ub9ac\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\uace0\uac1d \uc11c\ube44\uc2a4 \ubc0f \uc9c0\uc6d0 \ud488\uc9c8<\/h2>\n\n\n\n

\ubc45\ud06c \uc624\ube0c \uc544\uba54\ub9ac\uce74\ub294 \uc804\ud654, \ubcf4\uc548 \uba54\uc2dc\uc9c0, \uc804\uad6d \uc9c0\uc810 \ubc29\ubb38 \uc0c1\ub2f4 \ub4f1 \ub2e4\uc591\ud55c \uace0\uac1d \uc9c0\uc6d0 \ucc44\ub110\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc2e0\uc6a9\uce74\ub4dc \uace0\uac1d \uc11c\ube44\uc2a4\ub294 \ubd84\uc2e4 \uce74\ub4dc\ub098 \uc0ac\uae30 \uc2e0\uace0\uc640 \uac19\uc740 \uae34\uae09 \uc0c1\ud669 \ubc1c\uc0dd \uc2dc 24\uc2dc\uac04 \uc5f0\uc911\ubb34\ud734\ub85c \uc774\uc6a9 \uac00\ub2a5\ud569\ub2c8\ub2e4. \ud2b9\ud788 \ub514\uc9c0\ud138 \ucc44\ub110\uc744 \ud1b5\ud55c \uc751\ub2f5 \uc2dc\uac04\uc740 \uc77c\ubc18\uc801\uc73c\ub85c \ube60\ub985\ub2c8\ub2e4.<\/p>\n\n\n\n

\ucd5c\uadfc \uba87 \ub144 \ub3d9\uc548 \uace0\uac1d \ud53c\ub4dc\ubc31\uacfc \uc5c5\uacc4 \ud3c9\uac00\ub97c \ubc14\ud0d5\uc73c\ub85c \uc9c0\uc6d0 \ud488\uc9c8\uc774 \ud06c\uac8c \ud5a5\uc0c1\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc0c1\ub2f4\uc6d0\ub4e4\uc740 \uc77c\ubc18\uc801\uc73c\ub85c \uce74\ub4dc \uae30\ub2a5\uc5d0 \ub300\ud55c \uc9c0\uc2dd\uc774 \ud48d\ubd80\ud558\uba70 \ub300\ubd80\ubd84\uc758 \ubb38\uc81c\ub97c \uccab \ud1b5\ud654\uc5d0\uc11c \ud574\uacb0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \uc9c0\uc810\uc744 \uc774\uc6a9\ud558\uba74 \uac1c\uc778\uc801\uc778 \uc0c1\ub2f4\uc744 \uc120\ud638\ud558\ub294 \uacbd\uc6b0 \uc9c1\uc811 \ub300\uba74 \uc9c0\uc6d0\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\ud658\uacbd \uc9c0\uc18d\uac00\ub2a5\uc131 \uacc4\ud68d<\/h2>\n\n\n\n

\ud658\uacbd\uc744 \uc0dd\uac01\ud558\ub294 \uc18c\ube44\uc790\ub97c \uc704\ud574 \ubc45\ud06c \uc624\ube0c \uc544\uba54\ub9ac\uce74\ub294 \uc885\uc774 \uc5c6\ub294 \uba85\uc138\uc11c\uc640 \uce5c\ud658\uacbd \uce74\ub4dc \uc18c\uc7ac\ub97c \ud3ec\ud568\ud55c \uc9c0\uc18d \uac00\ub2a5\ud55c \uc2e4\ucc9c\uc5d0 \uc804\ub150\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc885\uc774 \uc5c6\ub294 \uba85\uc138\uc11c \ubc30\uc1a1\uc744 \uc120\ud0dd\ud558\uc2dc\uba74 \ud3d0\uae30\ubb3c\uc744 \uc904\uc774\uace0 \uba85\uc138\uc11c\ub97c \ub354 \ube60\ub974\uac8c \ubc1b\uc544\ubcf4\uc2e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc77c\ubd80 \uce74\ub4dc\ub294 \uc7ac\ud65c\uc6a9 \uc18c\uc7ac\ub85c \ub9cc\ub4e4\uc5b4\uc84c\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc774 \uc740\ud589\uc740 \uc7ac\uc0dd \uc5d0\ub108\uc9c0 \ubc0f \uc9c0\uc18d \uac00\ub2a5\ud55c \uc0ac\uc5c5 \uad00\ud589\uc5d0 \uc0c1\ub2f9\ud55c \ud22c\uc790\ub97c \uc57d\uc18d\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uc2e0\uc6a9\uce74\ub4dc \ud61c\ud0dd\uc5d0 \uc9c1\uc811\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce58\uc9c0\ub294 \uc54a\uc9c0\ub9cc, \ud658\uacbd\uc801 \uac00\uce58\uad00\uc5d0 \ubd80\ud569\ud558\ub294 \uae30\uc5c5\uacfc \uac70\ub798\ud558\uae30\ub97c \uc120\ud638\ud558\ub294 \uc18c\ube44\uc790\ub77c\uba74 \uc8fc\ubaa9\ud560 \ub9cc\ud55c \uc0ac\ud56d\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc9c1\uc6d0 \ubc0f \ud559\uc0dd \ubcf5\ub9ac\ud6c4\uc0dd<\/h2>\n\n\n\n

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\uc9c1\uc6d0 \ubcf5\uc9c0 \ud61c\ud0dd\uc5d0\ub294 \ud504\ub9ac\ubbf8\uc5c4 \uce74\ub4dc \uc5f0\ud68c\ube44 \uba74\uc81c \ub610\ub294 \ubcf4\ub108\uc2a4 \ub9ac\uc6cc\ub4dc \uc801\ub9bd\ub960 \ub4f1\uc774 \ud3ec\ud568\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubc45\ud06c \uc624\ube0c \uc544\uba54\ub9ac\uce74\uc640 \uae30\uc874 \uac70\ub798 \uad00\uacc4\uac00 \uc788\ub294 \uacbd\uc6b0, \uc2e0\uc6a9\uce74\ub4dc \uc2e0\uccad \uc2dc \uc774\ub97c \uc5b8\uae09\ud558\uba74 \uc2b9\uc778 \ub610\ub294 \uc2e0\uc6a9 \ud55c\ub3c4 \uacb0\uc815\uc5d0 \uc720\ub9ac\ud558\uac8c \uc791\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc9c0\uc6d0 \uc808\ucc28 \uc774\ud574\ud558\uae30<\/h2>\n\n\n\n

\ubc45\ud06c \uc624\ube0c \uc544\uba54\ub9ac\uce74 \uc2e0\uc6a9\uce74\ub4dc \uc2e0\uccad\uc740 \uac04\ub2e8\ud558\uba70 \uc628\ub77c\uc778\uc73c\ub85c \uba87 \ubd84 \uc548\uc5d0 \uc644\ub8cc\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc0ac\ud68c\ubcf4\uc7a5\ubc88\ud638, \uc5f0\uc18c\ub4dd, \uc8fc\uac70\ube44 \ub4f1 \uae30\ubcf8\uc801\uc778 \uc815\ubcf4\uac00 \ud544\uc694\ud569\ub2c8\ub2e4. \uc740\ud589\uc740 \uc77c\ubc18\uc801\uc73c\ub85c \ub300\ubd80\ubd84\uc758 \uc2e0\uccad\uc790\uc5d0 \ub300\ud574 \uc989\uc2dc \uc2b9\uc778 \uc5ec\ubd80\ub97c \uc54c\ub824\uc8fc\uc9c0\ub9cc, \uc77c\ubd80 \uc2e0\uccad\uc11c\ub294 \ucd94\uac00 \uac80\ud1a0\uac00 \ud544\uc694\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc2e0\uc6a9 \uc810\uc218 \uc694\uac74\uc740 \uc2e0\uccad\ud558\ub824\ub294 \uce74\ub4dc \uc885\ub958\uc5d0 \ub530\ub77c \ub2e4\ub985\ub2c8\ub2e4. \ub9ac\uc6cc\ub4dc \uce74\ub4dc\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \uc591\ud638\ud558\uac70\ub098 \uc6b0\uc218\ud55c \uc2e0\uc6a9 \uc810\uc218\ub97c \uc694\uad6c\ud558\ub294 \ubc18\uba74, \ub2f4\ubcf4 \uce74\ub4dc\ub294 \uc2e0\uc6a9\uc744 \uc313\uac70\ub098 \ud68c\ubcf5\ud558\ub824\ub294 \uc0ac\ub78c\ub4e4\uc744 \uc704\ud574 \uc81c\uacf5\ub429\ub2c8\ub2e4. \uc6f9\uc0ac\uc774\ud2b8\uc5d0\uc11c \uc0ac\uc804 \uc2b9\uc778 \uc81c\uc548\uc744 \ud655\uc778\ud558\ub294 \uac83\uc740 \uc2e0\uc6a9 \uc810\uc218\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\uc9c0 \uc54a\uc73c\uba70 \uc2b9\uc778 \uac00\ub2a5\uc131\uc744 \uac00\ub2a0\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/p>","protected":false},"excerpt":{"rendered":"

When you’re looking at credit cards from major banks, it’s easy to get overwhelmed by all the marketing jargon and […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[7],"tags":[],"class_list":["post-510","post","type-post","status-publish","format-standard","hentry","category-finance"],"_links":{"self":[{"href":"https:\/\/blog.pilapk.com\/ko\/wp-json\/wp\/v2\/posts\/510","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.pilapk.com\/ko\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.pilapk.com\/ko\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.pilapk.com\/ko\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.pilapk.com\/ko\/wp-json\/wp\/v2\/comments?post=510"}],"version-history":[{"count":1,"href":"https:\/\/blog.pilapk.com\/ko\/wp-json\/wp\/v2\/posts\/510\/revisions"}],"predecessor-version":[{"id":511,"href":"https:\/\/blog.pilapk.com\/ko\/wp-json\/wp\/v2\/posts\/510\/revisions\/511"}],"wp:attachment":[{"href":"https:\/\/blog.pilapk.com\/ko\/wp-json\/wp\/v2\/media?parent=510"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.pilapk.com\/ko\/wp-json\/wp\/v2\/categories?post=510"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.pilapk.com\/ko\/wp-json\/wp\/v2\/tags?post=510"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}