{"id":248,"date":"2025-10-20T13:52:03","date_gmt":"2025-10-20T13:52:03","guid":{"rendered":"https:\/\/blog.pilapk.com\/money-myths-we-still-believe\/248\/"},"modified":"2026-04-17T18:54:08","modified_gmt":"2026-04-17T18:54:08","slug":"naudas-miti-kuriem-joprojam-ticam","status":"publish","type":"post","link":"https:\/\/blog.pilapk.com\/lv\/money-myths-we-still-believe\/248\/","title":{"rendered":"Naudas m\u012bti, kuriem m\u0113s joproj\u0101m ticam"},"content":{"rendered":"<h1 id=\"money-myths-we-still-believe\">Naudas m\u012bti, kuriem m\u0113s joproj\u0101m ticam<\/h1>\n<p>Efekt\u012bva finan\u0161u p\u0101rvald\u012bba ir b\u016btiska dz\u012bves prasme, tom\u0113r daudzi no mums darbojas finan\u0161u maldu ietekm\u0113, kas var kait\u0113t m\u016bsu ilgtermi\u0146a bag\u0101t\u012bbai. \u0160ie m\u012bti par naudu joproj\u0101m past\u0101v, neskatoties uz pier\u0101d\u012bjumiem par pret\u0113jo, tiek nodoti no paaudzes paaudz\u0113 vai tos uztur labi dom\u0101jo\u0161i, bet maldino\u0161i konsultanti.<\/p>\n<p>Finan\u0161u prat\u012bba netiek m\u0101c\u012bta vairum\u0101 skolu, t\u0101p\u0113c daudziem pieaugu\u0161ajiem naudas p\u0101rvald\u012bba j\u0101apg\u016bst, izmantojot izm\u0113\u0123in\u0101jumu un k\u013c\u016bdu metodi. \u0160\u012b zin\u0101\u0161anu plaisa rada augl\u012bgu augsni m\u012btu iesak\u0146o\u0161anai un ietekmei uz m\u016bsu finan\u0161u l\u0113mumiem, bie\u017ei vien mums pa\u0161iem par sliktu.<\/p>\n<h2 id=\"the-myth-of-good-debt-vs-bad-debt\">M\u012bts par \u201clabu par\u0101du\u201d pret \u201csliktu par\u0101du\u201d<\/h2>\n<p>J\u016bs, iesp\u0113jams, esat dzird\u0113ju\u0161i, ka da\u017ei par\u0101di ir \u201clabi\u201d, bet citi ir \u201cslikti\u201d. Visp\u0101rpie\u0146emtais uzskats liecina, ka hipot\u0113ku par\u0101di un studentu kred\u012bti ir pozit\u012bvi, jo tie ir ieguld\u012bjumi, savuk\u0101rt kred\u012btkar\u0161u par\u0101di ir negat\u012bvi. Tom\u0113r \u0161is p\u0101r\u0101k vienk\u0101r\u0161otais uzskats ignor\u0113 person\u012bgo finan\u0161u nianses.<\/p>\n<p>Jebkur\u0161 par\u0101ds, kas p\u0101rsniedz j\u016bsu maks\u0101tsp\u0113ju vai neatbilst j\u016bsu finan\u0161u m\u0113r\u0137iem, var rad\u012bt probl\u0113mas. Pat hipot\u0113ka var k\u013c\u016bt apgr\u016btino\u0161a, ja m\u0101jok\u013cu cenas kr\u012btas vai ja esat p\u0101r\u0101k izt\u0113r\u0113jis l\u012bdzek\u013cus. L\u012bdz\u012bgi, stud\u0113jo\u0161o kred\u012bti nav autom\u0101tiski \u201clabi\u201d, ja j\u016bsu gr\u0101ds nenodro\u0161ina pietiekamus ien\u0101kumus.<\/p>\n<h2 id=\"the-renting-is-throwing-money-away-fallacy\">Malds par &quot;\u012br\u0113\u0161anu ir naudas izme\u0161ana&quot;<\/h2>\n<p>Viens no visizplat\u012bt\u0101kajiem m\u012btiem ir t\u0101ds, ka m\u0101jok\u013ca \u012br\u0113\u0161ana noz\u012bm\u0113 naudas iz\u0161\u0137\u0113rd\u0113\u0161anu, savuk\u0101rt pirk\u0161ana vairo bag\u0101t\u012bbu. \u0160\u012b vienk\u0101r\u0161o\u0161ana ignor\u0113 daudzus finan\u0161u faktorus, kas ietekm\u0113 l\u0113mumu par \u012bri vai pirk\u0161anu.<\/p>\n<p>M\u0101jok\u013ca \u012bpa\u0161umties\u012bb\u0101m ir iev\u0113rojamas izmaksas papildus hipot\u0113kai, tostarp \u012bpa\u0161uma nodok\u013ci, apdro\u0161in\u0101\u0161ana, uztur\u0113\u0161ana un remonts. Turkl\u0101t lielas pirm\u0101s iemaksas piesaist\u012b\u0161anas alternat\u012bv\u0101s izmaksas noz\u012bm\u0113, ka \u0161ie l\u012bdzek\u013ci nav pieejami potenci\u0101li ienes\u012bg\u0101kiem ieguld\u012bjumiem citur.<\/p>\n<h2 id=\"the-myth-that-more-income-solves-all-money-problems\">M\u012bts, ka liel\u0101ki ien\u0101kumi atrisina visas naudas probl\u0113mas<\/h2>\n<p>Daudzi cilv\u0113ki uzskata, ka liel\u0101kas naudas nopeln\u012b\u0161ana atrisin\u0101tu visas vi\u0146u finansi\u0101l\u0101s gr\u016bt\u012bbas. Lai gan liel\u0101ki ien\u0101kumi noteikti pal\u012bdz, tie reti ir piln\u012bgs risin\u0101jums finansi\u0101laj\u0101m probl\u0113m\u0101m, k\u0101 daudzi to uzskata.<\/p>\n<p>Bez atbilsto\u0161\u0101m naudas p\u0101rvald\u012bbas prasm\u0113m liel\u0101ki ien\u0101kumi bie\u017ei vien noved pie dz\u012bvesveida infl\u0101cijas, nevis uzlabo finansi\u0101lo dro\u0161\u012bbu. P\u0113t\u012bjumi liecina, ka cilv\u0113ki, kuri sa\u0146em iev\u0113rojamu ien\u0101kumu pieaugumu, m\u0113dz proporcion\u0101li palielin\u0101t savus t\u0113ri\u0146us, neatst\u0101jot vi\u0146u finansi\u0101li lab\u0101ku st\u0101vokli nek\u0101 iepriek\u0161.<\/p>\n<h2 id=\"credit-cards-are-always-bad\">Kred\u012btkartes vienm\u0113r ir sliktas<\/h2>\n<p>Uzskats, ka kred\u012btkartes p\u0113c savas b\u016bt\u012bbas ir kait\u012bgas un no t\u0101m vajadz\u0113tu izvair\u012bties par katru cenu, ir v\u0113l viens izplat\u012bts nepareizs priek\u0161stats. \u0160\u012b vienpus\u012bg\u0101 dom\u0101\u0161ana daudziem liedz strat\u0113\u0123iski izmantot kred\u012btu k\u0101 finan\u0161u instrumentu.<\/p>\n<p>Lietojot kred\u012btkartes atbild\u012bgi, t\u0101s pied\u0101v\u0101 iev\u0113rojamas priek\u0161roc\u012bbas, tostarp aizsardz\u012bbu pret kr\u0101p\u0161anu, atl\u012bdz\u012bbas, kred\u012btv\u0113stures veido\u0161anu un \u012bstermi\u0146a bezprocentu aizdevumus. Probl\u0113ma nav pa\u0161\u0101s kred\u012btkart\u0113s, bet gan taj\u0101, k\u0101 t\u0101s tiek izmantotas un vai kar\u0161u lietot\u0101ji saprot noteikumus.<\/p>\n<h2 id=\"the-myth-that-saving-is-enough\">M\u012bts, ka pietiek ar taup\u012b\u0161anu<\/h2>\n<p>Daudzi cilv\u0113ki uzskata, ka finansi\u0101lai dro\u0161\u012bbai pietiek ar naudas iekr\u0101\u0161anu bankas kont\u0101. Lai gan uzkr\u0101jumi noteikti ir svar\u012bgi, \u0161\u012b pieeja ignor\u0113 invest\u012bciju kritisko lomu un infl\u0101cijas graujo\u0161o ietekmi.<\/p>\n<p>T\u0101 k\u0101 vid\u0113j\u0101s kr\u0101jkontu procentu likmes sv\u0101rst\u0101s ap 0,11\u00a0TP3\u00a0T, savuk\u0101rt infl\u0101cija parasti ir 2\u201331\u00a0TP3\u00a0T gad\u0101, kr\u0101jkontos eso\u0161\u0101 nauda laika gait\u0101 faktiski zaud\u0113 pirktsp\u0113ju. Bag\u0101t\u012bbas veido\u0161anai parasti ir j\u0101iegulda nauda da\u017e\u0101dos ieguld\u012bjumu instrumentos.<\/p>\n<h2 id=\"you-need-a-large-sum-to-start-investing\">Lai s\u0101ktu ieguld\u012bt, nepiecie\u0161ama liela summa<\/h2>\n<p>Past\u0101v\u012bgs m\u012bts v\u0113sta, ka invest\u012bcijas ir paredz\u0113tas tikai bag\u0101tniekiem, kuriem ir lielas naudas summas, ko ieguld\u012bt. \u0160is mald\u012bgais priek\u0161stats daudziem cilv\u0113kiem, \u012bpa\u0161i jaunie\u0161iem, ne\u013cauj s\u0101kt savu invest\u012bciju ce\u013cojumu optim\u0101l\u0101 laik\u0101.<\/p>\n<p>M\u016bsdienu invest\u012bciju vide pied\u0101v\u0101 daudzas iesp\u0113jas s\u0101kt ar neliel\u0101m summ\u0101m. Daudzi brokeru uz\u0146\u0113mumi pied\u0101v\u0101 da\u013c\u0113jas akcijas, \u013caujot investoriem ieg\u0101d\u0101ties d\u0101rgu akciju da\u013cas. L\u012bdz\u012bgi robo-konsultantiem bie\u017ei vien ir zemas vai visp\u0101r nav minim\u0101lo s\u0101kuma summu.<\/p>\n<h2 id=\"the-ill-invest-when-i-have-more-money-trap\">Slazds \u201cEs invest\u0113\u0161u, kad man b\u016bs vair\u0101k naudas\u201d<\/h2>\n<p>Ar iepriek\u0161\u0113jo m\u012btu ir saist\u012bts ar\u012b uzskats, ka lab\u0101k ir nogaid\u012bt, l\u012bdz jums ir vair\u0101k naudas, pirms s\u0101kt invest\u0113t. \u0160\u012b dom\u0101\u0161ana ignor\u0113 vienu no sp\u0113c\u012bg\u0101kajiem sp\u0113kiem finan\u0161u jom\u0101: saliktos procentus.<\/p>\n<p>S\u0101kot agri ar neliel\u0101m summ\u0101m, bie\u017ei vien tiek sasniegti lab\u0101ki ilgtermi\u0146a rezult\u0101ti nek\u0101 gaid\u012b\u0161ana gadiem ilgi, lai ieguld\u012btu liel\u0101kas summas. Divdesmitajos gados ieguld\u012bt\u0101s naudas pieauguma potenci\u0101ls iev\u0113rojami p\u0101rsniedz \u010detrdesmitajos gados veikto liel\u0101ku ieguld\u012bjumu izaugsmes potenci\u0101lu, pateicoties papildu desmitgad\u0113m, kad tiek uzkr\u0101ta procentu likme.<\/p>\n<h2 id=\"the-myth-that-all-debt-should-be-paid-off-before-investing\">M\u012bts, ka pirms invest\u0113\u0161anas j\u0101atmaks\u0101 visi par\u0101di<\/h2>\n<p>Finan\u0161u konsult\u0101cijas bie\u017ei iesaka pirms invest\u0113\u0161anas uzs\u0101k\u0161anas atmaks\u0101t visus par\u0101dus. Lai gan tas ir lietder\u012bgi augstas procentu likmes par\u0101diem, piem\u0113ram, kred\u012btkart\u0113m, t\u0101 ne vienm\u0113r ir optim\u0101l\u0101 strat\u0113\u0123ija zem\u0101kas procentu likmes par\u0101diem, piem\u0113ram, hipot\u0113k\u0101m vai da\u017eiem studentu kred\u012btiem.<\/p>\n<p>Ja j\u016bsu par\u0101da procentu likme ir zem\u0101ka par to, ko j\u016bs pamatoti var\u0113tu sagaid\u012bt, ieguldot (v\u0113sturiski aptuveni 7% diversific\u0113tiem akciju portfe\u013ciem), jums var\u0113tu b\u016bt lab\u0101k ieguld\u012bt, vienlaikus veicot minim\u0101los maks\u0101jumus par zemu procentu likmju par\u0101du.<\/p>\n<h2 id=\"budgets-are-too-restrictive\">Bud\u017eeti ir p\u0101r\u0101k ierobe\u017eojo\u0161i<\/h2>\n<p>Daudzi cilv\u0113ki izvair\u0101s no bud\u017eeta pl\u0101no\u0161anas, jo uzskata, ka tas \u0161\u0137it\u012bs p\u0101r\u0101k ierobe\u017eojo\u0161i vai pras\u012bs izsekot katram sant\u012bmam. \u0160is nepareizais priek\u0161stats ne\u013cauj vi\u0146iem izbaud\u012bt br\u012bv\u012bbu, ko sniedz finansi\u0101la skaidr\u012bba.<\/p>\n<p>M\u016bsdienu bud\u017eeta pl\u0101no\u0161anas pieejas maz\u0101k koncentr\u0113jas uz ierobe\u017eojumiem un vair\u0101k uz saska\u0146o\u0161anu ar person\u012bgaj\u0101m v\u0113rt\u012bb\u0101m un m\u0113r\u0137iem. T\u0101 viet\u0101, lai ierobe\u017eotu izdevumus, efekt\u012bva bud\u017eeta pl\u0101no\u0161ana pal\u012bdz nodro\u0161in\u0101t, ka j\u016bsu nauda pl\u016bst uz to, kas jums ir vissvar\u012bg\u0101kais.<\/p>\n<h2 id=\"the-myth-that-financial-advisors-are-only-for-the-wealthy\">M\u012bts, ka finan\u0161u konsultanti ir paredz\u0113ti tikai tur\u012bgajiem<\/h2>\n<p>Past\u0101v izplat\u012bts uzskats, ka finan\u0161u konsultanti str\u0101d\u0101 tikai ar tur\u012bgiem klientiem un sniedz v\u0113rt\u012bgu inform\u0101ciju tikai sare\u017e\u0123\u012bt\u0101s finansi\u0101l\u0101s situ\u0101cij\u0101s. \u0160is nepareizais priek\u0161stats attur daudzus cilv\u0113kus ar vid\u0113jiem ien\u0101kumiem no profesion\u0101las pal\u012bdz\u012bbas mekl\u0113\u0161anas.<\/p>\n<p>M\u016bsdienu finan\u0161u konsult\u0101ciju vid\u0113 ir daudz profesion\u0101\u013cu, kas str\u0101d\u0101 ar klientiem ar da\u017e\u0101diem ien\u0101kumu l\u012bme\u0146iem. Turkl\u0101t maksas konsultantu un fiduci\u0101ru par\u0101d\u012b\u0161an\u0101s ir padar\u012bjusi kvalitat\u012bvas finan\u0161u konsult\u0101cijas pieejam\u0101kas vid\u0113jiem ien\u0101kumiem.<\/p>\n<h2 id=\"insurance-is-always-a-bad-investment\">Apdro\u0161in\u0101\u0161ana vienm\u0113r ir slikts ieguld\u012bjums<\/h2>\n<p>Da\u017ei finan\u0161u guru populariz\u0113 ideju, ka visi apdro\u0161in\u0101\u0161anas produkti ar ieguld\u012bjumu komponentiem (piem\u0113ram, dz\u012bv\u012bbas apdro\u0161in\u0101\u0161ana uz visu m\u016b\u017eu) ir slikta izv\u0113le. Lai gan \u0161ie produkti nav piem\u0113roti ikvienam, \u0161\u012b visp\u0101r\u0113j\u0101 noraid\u012b\u0161ana p\u0101r\u0101k vienk\u0101r\u0161o sare\u017e\u0123\u012btu l\u0113mumu.<\/p>\n<p>Da\u017e\u0101s situ\u0101cij\u0101s, kas saist\u012btas ar mantojuma pl\u0101no\u0161anu, nodok\u013cu apsv\u0113rumiem vai specifiskiem riska profiliem, apdro\u0161in\u0101\u0161anas produkti ar ieguld\u012bjumu funkcij\u0101m var\u0113tu b\u016bt v\u0113rt\u012bgi. Galvenais ir prec\u012bzi saprast, ko j\u016bs p\u0113rkat un vai tas atbilst j\u016bsu konkr\u0113taj\u0101m vajadz\u012bb\u0101m.<\/p>\n<h2 id=\"the-i-dont-earn-enough-to-save-myth\">M\u012bts &quot;Es nenopelnu pietiekami daudz, lai ietaup\u012btu&quot;<\/h2>\n<p>Daudzi cilv\u0113ki uzskata, ka vi\u0146i vienk\u0101r\u0161i nenopelna pietiekami daudz naudas, lai iekr\u0101tu kaut ko j\u0113gpilnu. \u0160is m\u012bts k\u013c\u016bst par pa\u0161piepildo\u0161u pare\u0123ojumu, kas kav\u0113 finansi\u0101lu progresu neatkar\u012bgi no ien\u0101kumu l\u012bme\u0146a.<\/p>\n<p>P\u0113t\u012bjumi konsekventi liecina, ka uzkr\u0101jumi ir vair\u0101k saist\u012bti ar uzved\u012bbu, nevis ien\u0101kumiem. Daudzi cilv\u0113ki ar augstiem ien\u0101kumiem ietaupa maz, savuk\u0101rt da\u017ei cilv\u0113ki ar pietic\u012bgiem ien\u0101kumiem veido iev\u0113rojamus uzkr\u0101jumus, izmantojot past\u0101v\u012bgus ieradumus un priorit\u0101tes.<\/p>\n<h2 id=\"the-myth-that-all-financial-advice-applies-to-everyone\">M\u012bts, ka visi finan\u0161u padomi attiecas uz visiem<\/h2>\n<p>Iesp\u0113jams, visb\u012bstam\u0101kais m\u012bts ir t\u0101ds, ka finan\u0161u padomi ir univers\u0101li piem\u0113rojami. Paties\u012bb\u0101 person\u012bg\u0101s finanses ir tie\u0161i t\u0101das \u2013 personiskas. Kas vienam cilv\u0113kam lieliski der, citam var b\u016bt katastrof\u0101ls.<\/p>\n<p>J\u016bsu finan\u0161u l\u0113mumiem j\u0101atspogu\u013co j\u016bsu unik\u0101lie apst\u0101k\u013ci, m\u0113r\u0137i, riska tolerance un v\u0113rt\u012bbas. Visp\u0101r\u012bgi padomi, kas ne\u0146em v\u0113r\u0101 \u0161os faktorus, var novest pie nepiem\u0113rot\u0101m finan\u0161u darb\u012bb\u0101m neatkar\u012bgi no t\u0101, cik pamatots \u0161is padoms var\u0113tu b\u016bt kopum\u0101.<\/p>\n<h2 id=\"the-market-timing-misconception\">Nepareizais priek\u0161stats par &quot;tirgus laika izp\u0113ti&quot;<\/h2>\n<p>Daudzi investori uzskata, ka veiksm\u012bgai invest\u0113\u0161anai ir nepiecie\u0161ams paredz\u0113t tirgus kust\u012bbas \u2014 pirkt par zemu cenu un p\u0101rdot par augstu cenu. \u0160is m\u012bts noved pie p\u0101rm\u0113r\u012bgas tirdzniec\u012bbas un m\u0113\u0123in\u0101jumiem prec\u012bzi noteikt tirgus laika grafiku, bie\u017ei vien ar sliktiem rezult\u0101tiem.<\/p>\n<p>Desmitgad\u0113m ilgi p\u0113t\u012bjumi liecina, ka pat profesion\u0101li fondu p\u0101rvaldnieki reti kad past\u0101v\u012bgi p\u0101rsp\u0113j tirgu laika zi\u0146\u0101. Liel\u0101kajai da\u013cai investoru disciplin\u0113ta regul\u0101ru ieguld\u012bjumu pieeja neatkar\u012bgi no tirgus apst\u0101k\u013ciem (dol\u0101ra un izmaksu vid\u0113jais r\u0101d\u012bt\u0101js) sniedz lab\u0101kus ilgtermi\u0146a rezult\u0101tus.<\/p>\n<h2 id=\"breaking-free-from-money-myths\">Atbr\u012bvo\u0161an\u0101s no naudas m\u012btiem<\/h2>\n<p>\u0160o finan\u0161u nepareizo priek\u0161statu apstr\u012bd\u0113\u0161ana ir pirmais solis patiesas finan\u0161u prat\u012bbas veido\u0161an\u0101. Ap\u0161aubot visp\u0101rpie\u0146emtos uzskatus un mekl\u0113jot uz pier\u0101d\u012bjumiem balst\u012btas pieejas naudas p\u0101rvald\u012bbai, j\u016bs varat pie\u0146emt pamatot\u0101kus l\u0113mumus, kas atbilst j\u016bsu m\u0113r\u0137iem.<\/p>\n<p>Atcerieties, ka finan\u0161u izgl\u012bt\u012bba ir nep\u0101rtraukts process. Mainoties j\u016bsu apst\u0101k\u013ciem un ieg\u016bstot vair\u0101k zin\u0101\u0161anu, esiet gatavi piel\u0101got savu pieeju. Finan\u0161u strat\u0113\u0123ijas, kas jums vislab\u0101k kalpo, att\u012bst\u012bsies visas j\u016bsu dz\u012bves laik\u0101.<\/p>","protected":false},"excerpt":{"rendered":"<p>Money Myths We Still Believe Managing your finances effectively is a crucial life skill, yet many of us operate under [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":935,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[7],"tags":[],"class_list":["post-248","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance"],"_links":{"self":[{"href":"https:\/\/blog.pilapk.com\/lv\/wp-json\/wp\/v2\/posts\/248","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.pilapk.com\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.pilapk.com\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.pilapk.com\/lv\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.pilapk.com\/lv\/wp-json\/wp\/v2\/comments?post=248"}],"version-history":[{"count":1,"href":"https:\/\/blog.pilapk.com\/lv\/wp-json\/wp\/v2\/posts\/248\/revisions"}],"predecessor-version":[{"id":936,"href":"https:\/\/blog.pilapk.com\/lv\/wp-json\/wp\/v2\/posts\/248\/revisions\/936"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.pilapk.com\/lv\/wp-json\/wp\/v2\/media\/935"}],"wp:attachment":[{"href":"https:\/\/blog.pilapk.com\/lv\/wp-json\/wp\/v2\/media?parent=248"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.pilapk.com\/lv\/wp-json\/wp\/v2\/categories?post=248"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.pilapk.com\/lv\/wp-json\/wp\/v2\/tags?post=248"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}